No Excuse Pro Saturday Strategy: Your weekly clarity break. One tip, once a week, to help you close more business while serving at an even higher level, delivered in 2 minutes or less.

This week’s strategy is all about helping move-up buyers make stronger offers without making the purchase contingent on selling their current home.

In this video, I break down a real example where we used a bridge loan to help a buyer access equity from their current home, make a non-contingent offer, and get under contract.

The client had strong equity, wanted to buy before selling, and did not want to carry extra payments. By structuring the bridge correctly, negotiating seller credits, and making sure the current home was priced realistically, we were able to create a path that worked.

Bridge loans are not for every client, but when the property is marketable, the seller is realistic, and the numbers are structured correctly, they can be a powerful tool.

3 Action Items for Realtor Partners:

1.Look for move-up buyers with equity
- If your client wants to buy before selling, do not assume they have to write a contingent offer.

2. Make sure the current home is priced to sell
- Bridge strategies work best when the departing home is realistic, marketable, and not overpriced.

3. Use creative financing to create stronger offers
- A non-contingent offer can put your buyer in a much better position, especially when inventory and negotiation are shifting.

4. Call me before ruling the client out
- We have multiple bridge loan and non-QM options that may help solve timing, equity, or qualification challenges.

P.S. If you have a buyer who needs to sell before they buy, send them my way before they write the offer. A bridge strategy may be the difference between waiting on the sidelines and getting under contract.

Kevin Brierton
Branch Manager - Certified mortgage planning specialist - CLA
NMLS #599873
Scottsdale, AZ

CONNECT WITH ME

kevin@kevinbrierton.com
www.kevinbrierton.com
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ABOUT KEVIN BRIERTON
I have been in mortgage banking since 2004. During this time, I have successfully helped more than 1,650 families with more than $500 Million in residential mortgages, placing me consistently among the top in the industry. I spend the 1st Friday of every month studying all of our products, guidelines, & lending criteria.

In addition, I work closely with our underwriting & secondary markets to fully understand all our mortgage products to ensure I am able to empower more families to gain homeownership. Our team of fully trained mortgage specialists has the attitude of “how can we make this loan work” rather than just assuming it won’t. Other Lenders find problems, we find solutions, and we are excited to find a solution for you & your Family!

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