Turn Business Cash Flow Into Homeownership — Without Tax Returns
his week’s Saturday Strategy breaks down a powerful bank statement loan scenario we just closed — and how you can use this approach to help more buyers (especially self-employed ones) win deals in this market.
👀 Here’s the scenario:
-Self-employed buyer with strong cash flow but no usable tax returns
-Wanted to buy a new primary without selling current home
-We used a bank statement second mortgage to extract equity from their current home — without requiring a sale
-End result: Dream home secured with $0 out of pocket
🏡 This is a game-changer if you work with:
-Business owners with strong deposits but complicated tax filings
-Buyers who want to keep their existing home as a rental
-Clients struggling to qualify with traditional income documentation
🔥 4 Realtor Action Items:
-Tag your self-employed buyers — they may qualify now with no tax returns!
-Ask sellers if they’d buy again — this could be how.
-Reach out for custom flyers or marketing co-branding using this strategy.
-Schedule a strategy session with me for any buyers on the fence:
www.kevinbrierton.com
Get ready to meet the Realtor who’s blending festival flair with fierce dedication! In the latest episode of the No Excuse Pro Podcast, I sit down with Wendy Ortiz, the heartbeat behind Wendy O. Real Estate.
She shares how her deep Valley roots, marketing background, and client-first mindset help her turn every transaction into a long-term relationship.
https://www.noexcusepropodcast.com/episode-31-festival-vibes-closing-deals-meet-wendy-ortiz/
P.S. Got a self-employed buyer who's been told "no"? Let’s explore if this strategy turns it into a “yes.” I'm just a call or text away.
Kevin Brierton
Branch Manager
NMLS #599873
Scottsdale, AZ
CONNECT WITH ME
kevin@kevinbrierton.com
www.kevinbrierton.com
https://www.facebook.com/TheBriertonTeam
ABOUT KEVIN BRIERTON
I have been in mortgage banking since 2004. During this time, I have successfully helped more than 1,650 families with more than $500 Million in residential mortgages, placing me consistently among the top in the industry. I spend the 1st Friday of every month studying all of our products, guidelines, & lending criteria.
In addition, I work closely with our underwriting & secondary markets to fully understand all our mortgage products to ensure I am able to empower more families to gain homeownership. Our team of fully trained mortgage specialists has the attitude of “how can we make this loan work” rather than just assuming it won’t. Other Lenders find problems, we find solutions, and we are excited to find a solution for you & your Family!
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