Kevin Brierton Team (a Division of Luminate Bank) presents a helpful update for homebuyers getting ready for spring market season.
In this episode, Kevin Brierton, host of the No Excuse Pro Podcast, explains why a mortgage pre-approval is not a “set it and forget it” document. A pre-approval is based on your income, credit, debts, and current interest rates at one moment in time. But life changes fast. New debt, credit score changes, job updates, and shifting rates can all impact how much home you may qualify for.
If you were pre-approved earlier in the year, April may be the perfect time to refresh your numbers. An updated pre-approval can help show sellers you are serious, prepared, and ready to move quickly when the right home shows up.
This video is especially helpful for:
First-time homebuyers
Buyers shopping during the spring market
Anyone whose income, debt, or credit has changed
Homebuyers who want to stay competitive in a fast-moving market
A stale pre-approval can slow you down. A current one helps you shop with confidence. Think of it like using an old selfie for your driver’s license — it may still be you, but it may not tell the full story anymore.
Company Name: Kevin Brierton Team (a Division of Luminate Bank)
Host: Kevin Brierton
Podcast Name: No Excuse Pro Podcast
Company Website: https://www.noexcusepropodcast.com/team/kevin-brierton/
Podcast URL: https://www.noexcusepropodcast.com/team/kevin-brierton/
YouTube Link: https://www.youtube.com/@KevinBrierton
Address: 6991 E Camelback Rd Ste D-300, Scottsdale, AZ 85251
Contact Number: 480.553.8770
Email: Kevin@kevinbrierton.com
Follow Us:
Facebook: https://www.facebook.com/TheBriertonTeam
LinkedIn: https://www.linkedin.com/in/kevin-brierton-61662597
YouTube: https://www.youtube.com/@KevinBrierton
Licensing Information:
Copyright @ 2025 Luminate Bank NMLS #1281698 Corporate Headquarters 2523 S. Wayzata Blvd Suite 200, Minneapolis, MN 55405. This advertisement does not constitute a loan approval or loan commitment. Loan Approval and/or loan commitment is subject to final underwriting review and approval. For licensing information, go to https://www.nmlsconsumeraccess.org
| Equal Housing Lender | Member FDIC
NMLS Numbers:
Kevin Brierton Branch Manager NMLS #599873
Luminate Bank NMLS #1281698
Licensing & Disclaimers:
The information is intended to be viewed for informational purposes only. The content contained herein is not guaranteed or endorsed by the company, or any company mentioned, nor is this content meant to be an offer of credit. The information contained in this video may not be wholly or at all applicable to every situation or jurisdiction. You are strongly encouraged to consult your professional mortgage advisor before acting upon any information in this video. The information provided is for use as a training tool only. The information is not intended, nor should it be relied upon for any other purpose.
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