Most people think a lower mortgage rate is something you have to wait for. It's actually something you can buy — right now.
In this video, I break down the two places a lower rate can actually come from: the bond market (Wall Street) or the seller of the house you want. In most markets today, there are more sellers than qualified buyers, and many of them are willing to pay to lower your rate just to get the deal done.
I'll walk through:
✅ Why sellers are covering rate buydowns right now
✅ Why waiting for rates to drop on their own can actually cost you the leverage you have today
✅ What happens to seller concessions once rates do fall
✅ Why you can refinance later, but you can't negotiate with the bond market
If you or someone you know is sitting on the sidelines waiting for rates to drop, this is the conversation you need to have first.
If you or someone you know is sitting on the sidelines waiting for rates to drop, this is the conversation you need to have first.
📲 Share this with someone who's waiting on rates.
Kevin Brierton | Branch Manager, SVP, Certified Mortgage Planning Specialist
NMLS #599873
"Your No Excuse Lender" kevinbrierton.com
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