Most buyers think adding more money to their bank account improves their chances of getting approved.
That’s not how lenders see it.
If you deposit cash and can’t document exactly where it came from, it may not count toward your down payment or closing costs.
This is one of the most common last-minute deal killers.
The fix is simple: let funds sit in your account for 60–90 days so they become “seasoned.”
If you’re thinking about buying a home, understanding this upfront can save you a lot of stress.
Want help structuring this the right way?
Schedule a quick strategy call: kevinbrierton.com/call
