The FHA Back to Work Program Is Gone — but this might be your solution 

Still waiting on the FHA Back to Work Program? It’s gone — and has been since 2016.

If you or someone you know has gone through a foreclosure, short sale, or bankruptcy, here’s what the actual FHA waiting periods look like today:

🔴 Foreclosure — 3 years
🔴 Short Sale / Deed-in-Lieu — 3 years
🔴 Chapter 7 Bankruptcy — 2 years
🔴 Chapter 13 Bankruptcy — 1 year (with trustee approval)

The good news? There are still paths to homeownership after financial hardship. You just need the right information and the right lender.

Drop your questions in the comments or DM me — I’ll give you a straight answer.