Most people think you need a credit score to buy a home. That’s not always true.
There are mortgage programs that allow buyers with NO credit score to qualify through something called manual underwriting. Instead of an algorithm making the decision, a real person reviews your financial history and payment habits.
In this video, I break down:
• How manual underwriting works
• What lenders look for
• The trade lines you may be able to use
• Why many banks don’t talk about this option
• How first-time homebuyers can still qualify without traditional credit
This can be a huge opportunity for renters, young buyers, and people who simply avoid debt.
If you’re thinking about buying a home and unsure where you stand, schedule a Mortgage Strategy Call here:
Kevin Brierton Mortgage Strategy Call
https://kevinbrierton.com/call/
My name is Kevin Brierton, branch manager and your No Excuse Lender, here to provide you with valuable mortgage and housing information so you can make an even more confident mortgage decision.
