Still waiting on the FHA Back to Work Program? It’s gone — and has been since 2016. If you or someone you know has gone through a foreclosure, short sale, or bankruptcy, here’s what the actual FHA waiting periods look like today: 🔴 Foreclosure — 3 years 🔴 Short Sale…
Are you building your business based on where you have been, or where you want to go? In this episode of the No Excuse Pro Podcast, Kevin Brierton breaks down the powerful idea that 10X is better than 2X — inspired by Dr. Benjamin Hardy’s teaching on 10X thinking. A…
Is your loan officer actually looking out for you — or just closing deals? In this short, I’m breaking down the 3 things no good loan officer should ever do, from qualifying you for more than you can handle to going silent right when you need them most. If you’re…
Sellers offering their low rate and allowing the new buyer to take over the Mortgage?? 🤔 That’s great, but what if there’s a gap between the current mortgage and the new home price? Does that mean you just have to pay cash for the difference? What if you don’t have…
Thinking about buying a home this spring? May is one of the busiest and most competitive times in real estate, and preparation is the key to success. In this episode/video, Kevin Brierton breaks down the important steps buyers should take before touring homes, making offers, and starting the mortgage process.…
Zillow is a great tool for finding homes. But when it comes to actually buying a home, there are things Zillow simply can’t tell you. In this video, I cover 3 important details every homebuyer should know: ✅ Why some homes sit on the market for months ✅ What a…
If you’ve been putting off buying a home because of your credit score, a past denial, or because you think you’re “not ready yet,” this video is for you. Too many people count themselves out before they ever have a real strategy conversation. In this video, I break down: •…
Most people think you need a credit score to buy a home. That’s not always true. There are mortgage programs that allow buyers with NO credit score to qualify through something called manual underwriting. Instead of an algorithm making the decision, a real person reviews your financial history and payment…
Are You Building From the Past or the Future? This is your No Excuse Pro Saturday Strategy: Your weekly clarity break. One tip, once a week, to help you close more business while serving at an even higher level, delivered in 2 minutes or less. Today’s focus: 10X Thinking I…
Why are some wealthy homeowners intentionally reducing the amount of visible equity in their home? In this video, I break down a strategy called equity stripping and why some attorneys recommend HELOCs as part of broader asset protection and liquidity planning. Here’s what we cover: • How attorneys view visible…
Most people think a bigger down payment is the key to buying a better home. It’s not. Your monthly debt has a much bigger impact on how much house you can afford—and your auto loan might be the one thing holding you back. In this video, I break down a…
Most buyers think adding more money to their bank account improves their chances of getting approved. That’s not how lenders see it. If you deposit cash and can’t document exactly where it came from, it may not count toward your down payment or closing costs. This is one of the…
A lot of people hear the same advice when it comes to buying a home… “Don’t touch your 401(k).” But what if that advice is costing you more than you think? In this video, I break down a strategy most buyers don’t fully understand. It’s not about cashing out your…
