Buyers should be cautious! The anticipated drop in the Fed Funds rate may not directly translate to lower long-term interest rates or impact the 10-year Treasury as much as expected. A lot of this is already priced in. #interestrates #fedfunds #treasury #economy #investing
It's nearly impossible to time the market perfectly in real estate or stocks. The right house is more important than the absolute lowest rate. Find the house you want! #realestate #homebuying #mortgage
Clients need to know interest rates are improving, but volatility persists. Timing the market bottom is nearly impossible. Find the right house and revisit affordability now. #InterestRates #RealEstate #Affordability #Investing #MarketTrends
Navigating home equity loans? Understand the difference between locked and floating rates. It's important to discuss rate expectations with your lender to ensure clarity. Different loan products dictate when and how long rates can be locked. #homeequity #loans #mortgage #interestrates
Treasury yields have decreased by almost half a point since July. Interest rates have also fallen from June/July highs. National averages show a move from higher 6% ranges to the mid-to-low 6% range. #TreasuryYields #InterestRates #economy #finance
Interest rates aren't locked in during pre-qualification. The actual rate is locked once under contract. Shopping for rates without a contract may not reflect the final rate, so understanding the timing is key. #interestrates #mortgagetips #homebuying #realestate
Discover when it might make sense to float your mortgage rate. Floating rates can be beneficial based on market trends, leading indicators, and closing timelines. Loan officers can help determine the best approach. #mortgagetips #realestate #homebuying #interestrates
Payroll numbers have missed expectations, with monthly job creations falling to their lowest levels in a significantly long time. The economy's slowdown is visible in these new numbers. #jobcreation #economy #payroll #jobs #finance
We saw some welcome movement in interest rates this week, driven by weaker jobs numbers and a cooling labor market. Lower payroll growth, softer wage gains, and higher unemployment fueled a bond market rally, which pulled mortgage rates down. But here’s the key insight for you and your clients: A…
5 Scripts Every Realtor Needs And When to Use This week’s Saturday Strategy is all about something you use every day — your words. When it comes to winning listings, converting buyers, and creating real client confidence, what you say matters as much as what you do. In this video,…
This week’s strategy is all about a powerful solution for your higher-net-worth clients who may not show enough income on paper to qualify. It’s called Asset Depletion, and it allows us to use a client’s assets as income. Here are the key takeaways: ✅ Flexible asset use: Both retirement and…
Ever wondered what a loan officer actually does when you’re getting a mortgage? In this episode, Kevin Brierton—your No Excuse Lender—pulls back the curtain on the process and explains how a loan officer guides you from pre-approval to closing. From helping you understand your loan options to making sure the…
Does your seller ( or you ) have a low-rate mortgage they’re giving up? Here’s a strategy that can make their home even more attractive to buyers while helping them close the deal. When a home has an assumable low-rate mortgage (often VA or FHA), buyers can step into that…
Turn Business Cash Flow Into Homeownership — Without Tax Returns his week’s Saturday Strategy breaks down a powerful bank statement loan scenario we just closed — and how you can use this approach to help more buyers (especially self-employed ones) win deals in this market. 👀 Here’s the scenario: -Self-employed…
🚪🏡 Is It Time to Ditch Renting and Buy a Home? 🏡🚪 If you're wondering whether now's the moment to stop renting and start investing in your own place, this video is for YOU! From rising rent to wanting a place that’s truly yours, Kevin Brierton breaks down the key…