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Nov. 20, 2017

Changes to AZ Down Payment Assistance

Changes to AZ Down Payment Assistance

Major Change to AZ Down Payment Assistance programs! As of Jan 2 2018 the grant funds will move from a gift at closing to a forgivable 2nd mortgage forgiven over 36 months. Therefore if you sell within the first 36 month you will be required to pay back a portion…

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Oct. 9, 2017

Down Payment Assistance in AZ FHA and conventional

Down Payment Assistance in AZ FHA and conventional

Rent VS own FHA and conventional. How to get into a home for zero down. FHA zero down down payment Conventional zero down payment

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Sept. 23, 2017

Payoff your student loans with your mortgage

Payoff your student loans with your mortgage

Student loans got you down? Recent guidelines changes from Fannie Mae now allow student loans consolidated into your mortgage with a refinance. Typically this would be considered a cashout loan. But with the changes if you pay off student loans it is now considered a rate term loan. This means…

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Nov. 8, 2016

VA Non Allowable Fees

VA Non Allowable Fees

What are VA non-allowable fees? When completing an AZ purchase contract for a buyer who is using a VA loan for financing you will need to know how much to request for VA non-allowable fees. But first you need to understand the basic premise of what VA non-allowable fees are.....…

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Aug. 24, 2016

Down Payment Assistance- Even if you have a Down Payment!

Down Payment Assistance- Even if you have a Down Payment!
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April 11, 2016

Do you have Gaps in your insurance?

Do you have Gaps in your insurance?

Insurance

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March 18, 2016

How to Understand your home Appraisal (CMPS Education )

How to Understand your home Appraisal (CMPS  Education )

A home appraisal is an estimate of your home's value. It's simply a professional appraiser's opinion of what he/she thinks your home may be worth.

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Feb. 24, 2016

When to Contact an Insurance Agent when Buying a Home

When to Contact an Insurance Agent when Buying a Home
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Feb. 17, 2016

5 Things to consider before buying a home

5 Things to consider before buying a home

Cert. Mortgage Planning Specialist - Educational Video - 2-2016

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Jan. 7, 2016

HomeReady™ 1.7.2016

HomeReady™ 1.7.2016

We Have Good News For You! Are You Ready? The new HomeReady™ Mortgage could be your key to your new home. Designed for credit worthy, low- to moderate-income borrowers, this new product could just be what you need to get you into that home you have always dreamed of. Call…

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Sept. 10, 2015

FHA BACK TO WORK 9-10-2015

FHA BACK TO WORK 9-10-2015

Hi this is Kevin Brierton, Sr. Mortgage Loan Originator with First Choice Loan Services Inc. A common question today is; when could I qualify for a mortgage after a short sale, foreclosure or BK? Well I have great news, FHA (Federal Housing Administration) instituted the Back to Work initiative, designed…

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July 29, 2015

Buy a new home without selling your current home 7.29.2015

Buy a new home without selling your current home 7.29.2015

Hi, this is Kevin Brierton, Sr. Mortgage Loan Originator with First Choice Loan Services Inc., and I have great news! Fannie Mae announced on June 30th a tremendous change in their guidelines that have been preventing some of your best clients from purchasing a home. The most notable lift is…

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Nov. 26, 2014

Mackenzie's Thanksgiving School Performance​

Mackenzie's Thanksgiving School Performance​

Mackenzie looks like she has having fun ;) You must watch the end...i thought she was going to fall over.

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