What is Debt-to-Income Ratio and Why Does it Matter? Process Videos If you are applying for a home loan, you may have heard the term “debt-to-income” ratio or DTI. So, what is a debt-to-income ratio and why does it matter so much if you are getting a home loan? In…
There is a lot that goes into getting a home loan and there are certainly steps you can take to make sure you have the best underwriting experience. Here are the top three tips for having the best underwriting experience. Let’s begin with Tip Number One. Tip #1: Respond To…
Making Your Home Green with an Energy Efficient Mortgage Are you looking to make your home a green home? If so, an Energy Efficient Mortgage may be just the solution for you! In this video I am going to share what you need to know about Energy Efficient Mortgage Options.…
Mortgage Talk with Kevin - 4.16.2022 -- Pros and Cons of a Heloc -- Should you take cash out of your home? DM me if you have any questions about your mortgage options I hope you all have a Happy Easter / Passover this weekend with friends and family. #NoExcuseLender…
How to Buy a Home in an Extreme Sellers Market Home-buying activity has certainly been hot over the past few years, in spite of being in the middle of a pandemic. It will likely just get hotter as the spring buying season approaches. Even as home prices and mortgage rates…
How Soon Can You Refi After You Buy a Home? Maybe you just bought a new house, or recently refinanced your existing home and you are wondering how soon is too soon to refinance. For most loan programs, you will need to wait at least six months before you refinance…
It seems like you’ve been trying for years to save enough money for a down payment for a home. You’ve cut corners, taken lunches to work and yet, home prices continue to rise and your dream of owning a home seems out of reach. Guess what? Maybe you are closer…
Can You Buy a Home if You've Had Collections Getting a home loan does not require you to have absolutely perfect credit. You may be able to have had collections in your past and still get approved for a mortgage. It all depends on the type of debt you have,…
