Videos

If you’re applying for a mortgage loan and have frozen credit files, you must unfreeze them with the credit bureaus in order for a lender to pull your credit report. Watch this Quick Video and see the comments to find out what you need to do.

A Tidewater is when a family is purchasing a home using a VA home loan and the appraiser sees that the homes value might not be supported by the comparable sales they are finding. They will then reach out to a designated point of contact which is typically the lender…

Here are three things to consider when choosing between a 30-year fixed rate mortgage and a 15-year fixed rate mortgage on an investment property: 1 - Cash-Flow Considerations A 30-year mortgage carries a lower monthly payment and therefore is more likely to result in positive monthly cash flow. The less…

A renovation mortgage is the KEY to unlocking your dream home! . . . Many homes listed for sale today may not be move-in ready… at least not to your standards. But remember that childhood story about the ugly duckling? The ugliest duck in the group grew up to be…

The market is shifting here are 5 quick reminders on what you need to know amount mortgages. 🤔 ... Rates, Costs, Guidelines, Payments Oh My!!

Do you have a life Plan? If not, I highly recommend completing one and here is why. If you want a copy of a blank life plan template send me a message and we will send you a copy so you can get started on your plan today.

If you are like me you track your credit score with one of many online credit score services. But when you go to obtain a home loan you find they your score is any from 30 points to 100 points off!! And this is where many people get frustrated or…

What you need to know about financing with the "in house" lender at the New Build Office

Have you been receiving alot of calls and mailings to refinance your home? There is a RIGHT time to refinance and a WRONG time. Unfortunately, many mortgage companies are just trying to get you do move forward and the numbers really don't make sense. I urge you to get a…

Don't "should" on yourself any more. I want to send a reminder that we all have the Freedom to "Choose." I hope you have an amazing July 4th with Family and Friends!! Happy Independence Day!!