Videos

A renovation mortgage is the KEY to unlocking your dream home! . . . Many homes listed for sale today may not be move-in ready… at least not to your standards. But remember that childhood story about the ugly duckling? The ugliest duck in the group grew up to be…

The market is shifting here are 5 quick reminders on what you need to know amount mortgages. 🤔 ... Rates, Costs, Guidelines, Payments Oh My!!

Do you have a life Plan? If not, I highly recommend completing one and here is why. If you want a copy of a blank life plan template send me a message and we will send you a copy so you can get started on your plan today.

If you are like me you track your credit score with one of many online credit score services. But when you go to obtain a home loan you find they your score is any from 30 points to 100 points off!! And this is where many people get frustrated or…

What you need to know about financing with the "in house" lender at the New Build Office

Have you been receiving alot of calls and mailings to refinance your home? There is a RIGHT time to refinance and a WRONG time. Unfortunately, many mortgage companies are just trying to get you do move forward and the numbers really don't make sense. I urge you to get a…

Don't "should" on yourself any more. I want to send a reminder that we all have the Freedom to "Choose." I hope you have an amazing July 4th with Family and Friends!! Happy Independence Day!!

Second opinions on the largest transaction of your life are always a good thing; it could potentially end up saving you thousands of dollars over the life of the loan. Once you decide to end up moving forward on a home of your choosing I would love the opportunity to…

Total tappable equity is the highest dollar amount on record and 10% higher above the prior 2005 peak. Per a recent article by Black Knight in Feb 2018. So you may have more equity... but now what? https://www.blackknightinc.com/black-knights-february-2018-mortgage-monitor/

Just one year of waiting to buy a house could cost you tens of thousands of dollars (see charts). For example, a homebuyer considering a $250,000 home would lose $7,500 if home prices increase by 3% during that one year timeframe. They would lose an additional $21,391 over the life…

What to expect once you find a home & go under contract 1. Be sure to send us the purchase contract as soon as you know the seller accepts your offer. 2. Once we receive the contract we will review and set up your loan disclosures for review and then…

Why So many documents… After the subprime crash in 2008 the government implemented checks and balances that has improved sound lending practices BUT the issue with this is it comes in the form of more documents from you and your mortgage lender. I believe, overall the regulation put in place…

Most likely delays & how to avoid them: All pages - please provide all pages of documents you are submitting. If it says 1 -5 please provide all 1 -5 even if the last page is blank. And do not black out anything as this will only raise questions. IRS…